<small><small>Each applicable policy of insurance must be reviewed to determine the extent, if any, of coverage for Covid-19. Coverage may vary depending on the jurisdiction and circumstances. For global client programs it is critical to consider all local operations and how policies may or may not include Covid-19 coverage. <br><br> <small><small>The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal and/or other professional advisors. Some of the information in this publication may be compiledby third party sources we consider to be reliable, however we do not guarantee and are not responsible for the accuracy of such information. We assume no duty in contract, tort, or otherwise in connection with this publication and expressly disclaim, to the fullest extent permitted by law, any liability in connection with <br> this publication.<br><br> <small><small>Willis Towers Watson offers insurance-related services through its appropriately licensed entities in each jurisdiction in which it operates. Covid-19 is a rapidly evolving situation and changes are occurring frequently. Willis Towers Watson does not undertake to update the information included herein after the date of publication. Accordingly, readers should be aware that certain content may have changed since the date of this publication. Please reach out to the author or your Willis Towers Watson contact for more information. Willis Towers Watson is a trading name of Willis Limited, Registered number: 181116 England and Wales. <br><small><small>Registered address: 51 Lime Street, London, EC3M 7DQ. <small><small>A Lloyds Broker. Authorised and regulated by the Financial Conduct Authority for its general insurance mediation activities only. <small><small>Copyright © 2020 Willis Limited. All rights reserved.<br><br> <small><small>FPS1282 WTW457965/07/20