Executive Overview

The 2025 insurance market for FinTechs is generally stable and similar to that in 2024. Given the historical lack of holistic solutions in this space, premiums are generally higher in this sector than other sectors, such as asset management. Firms at IPO stage or with complex structures face heightened underwriting scrutiny.

Susan Finbow
Global Head of Financial Institutions

Commentary: While pricing has improved, insurers remain selective - expect more diligence on financial viability, AI use, and compliance maturity.