Strategic Recommendations
Key Focus Areas
Commentary: Digital Asset Firms that demonstrate scalable compliance and robust frameworks are receiving broader, cheaper terms.
To optimize their insurance programmes, Digital Asset firms should:
Present Strong Fundamentals: Clear ownership structure, proof of capital adequacy, and management oversight.
Secure and Test Controls: Especially around key management systems, multi-sig wallets, and vendor reliance.
Align to Jurisdictional Expectations: Monitor MiCA rollout, UK consultation, and the US’s evolving enforcement tone.
Audit Insurability of Core Activities: Especially token-related services, DeFi operations, and platform integrations.
Benchmark and Market Test: Many clients are achieving improved terms by re-entering the market with enhanced materials and narratives. Be prepared to discuss your firm’s journey with underwriters over a call or in-person presentation.
